Preparing for Open Enrollment

To prepare for Open Enrollment think about how you used your insurance plan this year and how that may change in the year ahead.  Take into account any plan design changes your insurance carrier may have implemented. Consider too, if there have been any changes to the provider networks that your insurance company uses.  This can impact your costs both in terms of the monthly premium and also your potential out of pocket costs. Click Here to review documents of what you need to help prepare & get quotes from our office.

New: All THB Clients now have a secure online portal you can update your information at anytime. Ask your agent for your secure portal link.

There are no special documents required to get started with Open Enrollment. However, if you or your family qualify for a tax credit or subsidy, you’ll need to have a good estimate of your Modified Adjusted Gross Income (MAGI) for the upcoming year. The Marketplace (HealthCare.gov) may also request proof of income as part of the application process.

Why It’s Important To Review Your Policy

Choosing the right healthcare policy for you and your family can be very confusing. This year, many healthcare policies will offer very different coverage in 2027 than in 2026.  In addition, the cost of insurance may be increasing. Fortunately, Transition Health Benefits makes switching policies simple.

Special Enrollment Period Information

In the event that you qualify for a Special Enrollment Period (SEP) - you move, get married, have a baby, adopt, change jobs, or lose coverage - you will have an opportunity to explore and enroll in a new plan at that time. Simply contact us for help getting started. If you do not qualify for an SEP but are still in need of coverage ask us about Short Term Insurance or Health Sharing plan options, as they are available at any time during the year. If you have any questions, please do not hesitate to call or text our office at (262) 784-7344.

The Transition Health Benefits Advantage

When it comes to health insurance, you deserve expert guidance from professionals who specialize exclusively in this field. It’s all we do—and we do it exceptionally well.

As independent, certified insurance brokers with years of experience, we provide clear, objective advice you can trust. Our deep knowledge allows us to simplify the process and help you confidently choose the right coverage.

Call us today at (262) 784-7344 and experience the difference of working with true health insurance specialists.

ACA Open Enrollment

11/1/2026 - 1/15/2027

Need to switch carriers, adjust your plan, or add family members or employees? These changes must be made during the Open Enrollment Period. Once you're enrolled, your policy is locked in for the year unless you qualify for a Special Enrollment.

There’s no cost to work with us—we’re compensated by the insurance companies, not by you. That means you get expert, local support at no added cost to your plan.

Let us help you navigate your options with confidence.

Click Here to review documents, the ACA fact sheet & go to our agents team page to fill out our secure online portal for quotes.

Medicare Open Enrollment

10/1/2026 - 12/7/2026

Open Enrollment begins on October 1st, 2026, and ends on December 7th, 2026. Between October 15th and December 7th, we can accept applications for a start date of January 1st, 2027.

Major Medicare Part D Changes are coming for 2026. Stay on top of these changes by clicking the video below to learn more.

New for 2027 Medicare Advantage Capacity Limits

If you are receiving Social Security Benefits, it is important to stay up to date with the latest Cost-of-Living Adjustment (COLA) information.

Click Here to review documents, Medicare ABCD’s & a form to fill out to get quotes.

Click Here to read the 2027 “Medicare & You Handbook” from the Centers for Medicaid & Medicare (CMS).

Utilizing Our Quoting Tool for ACA Health Insurance Options

The quoting system works the same 2026 & 2027 plans. Click the video below to learn how to use our quoting tool. Find your agents Quoting link on Our Team page.